Over the course of 30 years, Chris Kwiatkowski has gained extensive experience in the SBA industry, working for the U.S. Small Business Administration, banks, and non-bank lenders, and even utilizing an SBA loan for his own small business. He has found great fulfillment in bringing together teams to make a difference in an often-misunderstood industry, changing the perception of SBA lending and witnessing the transformative impact it has on borrowers' lives.

Chris has started a number of SBA departments ramping up production to over $175 million annually. Currently, he is the President of Government Guaranteed Lending at Dogwood State Bank in North Carolina.